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Compare and purchase the best car insurance rates in Brampton.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Types of coverage we provide

Car Rental Coverage
Car Rental Coverage

You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.

Family Protection
Family Protection

Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.

Collision Coverage
Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.

Comprehensive Coverage
Comprehensive Coverage

Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).

Depreciation Coverage
Depreciation Coverage

In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.

Windshield Coverage
Windshield Coverage

Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)

Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Recent auto insurance quotes in Brampton

Recent Quotes Image
Male, 62 from Brampton, ON
2022 DODGE/RAM CHALLENGER SRT HELLCAT REDEYE 2DR
Quote Date: Feb 13, 2026
$187 / month
$2,244 / year
Male, 45 from Keswick, ON
2018 GMC SIERRA 1500 SLE CREW CAB 4WD
Quote Date: Mar 11, 2026
$121 / month
$1,452 / year
Male, 65 from Mississauga, ON
2013 ACURA MDX TECH 4DR 4WD
Quote Date: Feb 23, 2026
$128 / month
$1,536 / year
Male, 44 from Lanark, ON
2022 NISSAN SENTRA 2.0 SV 4DR
Quote Date: Feb 20, 2026
$117 / month
$1,404 / year
Female, 55 from Lanark, ON
2023 BUICK ENCORE GX SELECT 4DR AWD
Quote Date: Feb 13, 2026
$121 / month
$1,452 / year

Save up to 20% by bundling your home and auto insurance

Select between home and auto, condo/strata and auto, or tenant/renter and auto to start saving today.

Our Reviews

Yan
5
Professional service, great job

Pratham Sood helped us with our home and auto insurance transfer in a very thorough and efficient way and made the whole insurance process simple and stress free. Great customer service, highly recommend.

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Trustpilot
Adnan Shahzad
5
I had the pleasure to deal with Devin…

I had the pleasure to deal with Devin M. Jeffrey from Surex insurance for my home & auto insurance. He is very knowledgeable broker. Highly recommend him for your insurance needs.

Adnan

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Trustpilot
Ashley
5
Manjinder Singh was very patient and…

Manjinder Singh was very patient and knowledgeable with the questions I’ve asked him, and he was able to beat multiple quotes that I received from other companies. I would recommend.

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Trustpilot
Trois
5
Always timely

As always, my broker Greg Bourne is there for me when time is of the essence. He responded quickly to my needs for a new car insurance. He values my time and everything was completed within the day! Thank you so much, Greg!

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Trustpilot
Stephen Sawataky
5
Above and beyond

Devin went out of his way to find a competitive insurance rate for my dream vehicle as well as coverage for my instrument collection. I highly recommend Surex and will to others.

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Trustpilot

Get the best rates from Canada’s top insurance providers

Save up to 25% on the best car insurance in Brampton by teaming up with Surex

Known for its rich history and diverse population, Brampton is a fantastic place to live and raise a family. Brampton features many of the amenities found in other cities, but is also home to over 4,000 acres of parkland to explore, which is rare for a city in the GTA. Even though Brampton is one of the smaller cities in Ontario, you'll need a vehicle if you want to experience everything that it has to offer; this means that you'll need a car, and, of course, car insurance.

Finding affordable auto insurance can be a difficult task, especially if it's your first comparing quotes. Thankfully, you don't have to find and compare auto insurance quotes by yourself. If you're looking for cheap auto insurance in Brampton, you should consider teaming up with a Surex insurance advisor. Our advisors can help you find and compare auto insurance quotes in Brampton in ten minutes or less. Contact us today to get insurance online and learn how our advisors can help you save up to 25% when you bundle multiple policies with one of our providers.

Car Insurance in Brampton - What You Need to Know

The average cost of car insurance in Brampton is approximately $2,494 a year. Drivers should shop around online to get the best car insurance rate possible in Brampton. There are multiple factors that affect a car insurance rating. Car insurance companies take these different variables into account, so the cost of car insurance in Brampton will vary for everyone! To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance!

Yes, all Ontario drivers including drivers in Brampton are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of third-party liability coverage, statutory accident benefits coverage, uninsured automobile coverage, and direct compensation & property damage coverage (DCPD).

Auto insurance in Ontario is provided by private insurance carriers and is regulated by the Financial Services Regulatory Authority of Ontario (FSRAO).

Compare 10+ quotes and

speak to a dedicated advisor

Samantha Schmidt

Underwriting Specialist

Samantha Schmidt

The best road-trip destinations in Brampton

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Brampton to explore on your next road trip.

Top Things to do In Brampton

  1. Gage Park
  2. Chinguacousy Park
  3. Claireville Conservation Area

Best Landmarks in Brampton

  1. Humber River
  2. Gage Park
  3. Chinguacousy Park

Best Shopping Sites in Brampton

  1. Bramalea City Centre
  2. Dixie Outlet Mall
  3. Shoppers World Brampton

Helpful auto insurance guides

These guides help Ontario drivers understand how car insurance works, including coverage basics, cost factors, and tips for comparing policies.

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