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Compare and purchase the best car insurance rates in Sault Ste. Marie.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Types of coverage we provide

Car Rental Coverage
Car Rental Coverage

You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.

Family Protection
Family Protection

Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.

Collision Coverage
Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.

Comprehensive Coverage
Comprehensive Coverage

Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).

Depreciation Coverage
Depreciation Coverage

In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.

Windshield Coverage
Windshield Coverage

Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)

Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Recent auto insurance quotes in Sault Ste. Marie

Recent Quotes Image
Male, 45 from Keswick, ON
2018 GMC SIERRA 1500 SLE CREW CAB 4WD
Quote Date: Mar 11, 2026
$121 / month
$1,452 / year
Male, 65 from Mississauga, ON
2013 ACURA MDX TECH 4DR 4WD
Quote Date: Feb 23, 2026
$128 / month
$1,536 / year
Male, 44 from Lanark, ON
2022 NISSAN SENTRA 2.0 SV 4DR
Quote Date: Feb 20, 2026
$117 / month
$1,404 / year
Female, 55 from Lanark, ON
2023 BUICK ENCORE GX SELECT 4DR AWD
Quote Date: Feb 13, 2026
$121 / month
$1,452 / year
Male, 40 from Lanark, ON
2006 PONTIAC MONTANA SV6 EXT
Quote Date: Dec 10, 2025
$123 / month
$1,476 / year

Save up to 20% by bundling your home and auto insurance

Select between home and auto, condo/strata and auto, or tenant/renter and auto to start saving today.

Our Reviews

Yan
5
Professional service, great job

Pratham Sood helped us with our home and auto insurance transfer in a very thorough and efficient way and made the whole insurance process simple and stress free. Great customer service, highly recommend.

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Trustpilot
Adnan Shahzad
5
I had the pleasure to deal with Devin…

I had the pleasure to deal with Devin M. Jeffrey from Surex insurance for my home & auto insurance. He is very knowledgeable broker. Highly recommend him for your insurance needs.

Adnan

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Trustpilot
Ashley
5
Manjinder Singh was very patient and…

Manjinder Singh was very patient and knowledgeable with the questions I’ve asked him, and he was able to beat multiple quotes that I received from other companies. I would recommend.

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Trustpilot
Trois
5
Always timely

As always, my broker Greg Bourne is there for me when time is of the essence. He responded quickly to my needs for a new car insurance. He values my time and everything was completed within the day! Thank you so much, Greg!

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Trustpilot
Stephen Sawataky
5
Above and beyond

Devin went out of his way to find a competitive insurance rate for my dream vehicle as well as coverage for my instrument collection. I highly recommend Surex and will to others.

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Trustpilot

Get the best rates from Canada’s top insurance providers

Bundle Your Home & Auto To Save up to 25%!

Sault Ste. Marie, known as “the Soo” is the third-largest city in Northern Ontario. It is located at the St. Mary’s river - which connects Lake Huron and Lake Superior and is close to the Canada-US border. The “Soo” is linked to Sault Ste. Marie Michigan by international rail and highway bridges and linked to other Canadian cities by the Trans-Canada Highway and rail lines. The city is at the “heart” of the Great Lakes and the intersection of I-75 from the south and the Trans-Canada Highway from the east to west. Highway 17 is designated the Trans-Canada Highway through the city, with traffic (via Hwy 17) staying north and east of the city centre.

When you own a car, getting auto insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need low cost auto insurance. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, before you get behind the wheel talk to your Surex Advisor who can help you get auto insurance coverage from the top rated car insurance companies in Ontario!

Car Insurance in Sault Ste. Marie

Car insurance policies are offered by personal lines insurance providers across Canada. Contact the best insurance broker so they can provide you with an online car insurance quote from leading insurance providers so you can compare prices and the best insurance coverage options!

The average cost of car insurance in Sault Ste. Marie is $1,157. But, there are multiple factors that affect car insurance rates in Sault Ste. Marie. To get the best possible insurance rates, we recommend contacting a licensed insurance advisor to shop the market for you to get the best deals on car insurance from the top rated car insurance companies in Ontario.

Yes, all Ontario drivers including drivers in Sault Ste. Marie are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of third-party liability coverage, statutory accident benefits coverage, uninsured automobile coverage, and direct compensation & property damage coverage (DCPD).

There are three types of car coverage in Canada. 

  • Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair. 

  • Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.

  • Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.

Compare 10+ quotes and

speak to a dedicated advisor

Samantha Schmidt

Underwriting Specialist

Samantha Schmidt

The best road-trip destinations in Sault Ste. Marie

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Sault Ste. Marie to explore on your next road trip.

Top Sites in Sault Ste. Marie

  1. Canadian Bushplane Heritage Centre
  2. Point Iroquois Lighthouse
  3. Sault Ste. Marie Canal National Historic Site

Local Area Attractions in Sault Ste. Marie

  1. Agawa Canyon Train Tour
  2. Lock Tours Sault Ste. Marie Michigan
  3. Wawa Drive Along Lake Superior

Top Parks in Sault Ste. Marie

  1. The Hub Trail
  2. Bellevue Park
  3. Hiawatha Park

Helpful auto insurance guides

These guides help Ontario drivers understand how car insurance works, including coverage basics, cost factors, and tips for comparing policies.

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