Compare and purchase the best home insurance rates in New Brunswick.
Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.
Types of coverage we provide
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
This provides coverage for loss and damage to your property and/or any assets.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Recent home quotes in New Brunswick
Comparing rates from Canada's leading Insurance Providers
Our Reviews
Pratham Sood helped us with our home and auto insurance transfer in a very thorough and efficient way and made the whole insurance process simple and stress free. Great customer service, highly recommend.
I had the pleasure to deal with Devin M. Jeffrey from Surex insurance for my home & auto insurance. He is very knowledgeable broker. Highly recommend him for your insurance needs.
Adnan
Manjinder Singh was very patient and knowledgeable with the questions I’ve asked him, and he was able to beat multiple quotes that I received from other companies. I would recommend.
As always, my broker Greg Bourne is there for me when time is of the essence. He responded quickly to my needs for a new car insurance. He values my time and everything was completed within the day! Thank you so much, Greg!
Devin went out of his way to find a competitive insurance rate for my dream vehicle as well as coverage for my instrument collection. I highly recommend Surex and will to others.
New Brunswick home insurance rates vs. other provinces
New Brunswick is in the top of most affordable provinces to purchase a home in. Insurance however is on the higher end. Also being on the east coast there can be a lot of active weather. Make sure you have the right coverage at the right price. Start a free quote with us today and find out.
Province |
Average Rates |
|---|---|
New Brunswick |
$2,402 |
Alberta |
$2,304 |
Ontario |
$1,797 |
Newfoundland & Labrador |
$2,513 |
Prince Edward Island |
$1,145 |
Manitoba |
$1,335 |
British Columbia |
$2,389 |
Saskatchewan |
$1,873 |
Nova Scotia |
$2,788 |
Yukon |
$1830 |
Northwest Territories |
$3,367 |
Nunavut |
$3,516 |
Home Insurance in New Brunswick - What You Need to Know
The cost of home insurance in New Brunswick typically depends on a number of factors including the construction of the home, updates to heating, electrical, plumbing, and roofing, chances of water damage, prior claims, and more. It’s best to budget approximately $800 to $2,600 annually for home insurance costs, but again this will vary from person to person.
There are four basic types of home insurance in New Brunswick you can get:
Comprehensive: This provides the most coverage and is the most expensive. It covers your home and its contents against all perils (except the ones specifically excluded from your insurance policy)
Basic or Named Perils: This coverage insures your home, contents and property for perils that are specifically named in your policy
Broad: This is coverage that is right in between a standard policy and comprehensive, covering your home against all risks (minus exclusions) and coverage for your contents against any named risks.
No frills: This provides minimal coverage, and is the cheapest. It is usually for homes that don't meet underwriting standards (doesn't meet normal insurance standards).
And of course, if you feel you need more coverage you can inquire about extra coverages (or endorsements) that will cover certain risks that can affect your area such as:
- Overland flooding
- Windstorm damage
- Sewer backup
We've partnered with some of the top insurance companies in Canada to provide you with ten (or more) quotes for you to compare and get the best home insurance quotes and price for your situation! Let Surex help you compare insurance companies and help you find the best home insurance New Brunswick has to offer.
Here is who we work with:
- RSA
- Pembridge
- Intact
- Travelers
- Wawanesa
- Aviva
- Economical
A licensed insurance broker can offer affordable home insurance quotes for you in New Brunswick. If you contact the best insurance broker channel they can provide you with more than one option, so you can see comparables in price and find the best insurance coverage in New Brunswick!
Compare 10+ quotes and
speak to a dedicated advisor
Underwriting Specialist
Helpful home insurance guides
Explore helpful guides that explain how home insurance works in Canada, including coverage basics, cost factors, and common policy terms.
